Business Lending Specialist - Fleet Online Sales, Credit Risk

Who are we?
Volvo Cars is a company on a mission; to bring traditional car manufacturing into a connected, sustainable and smart future.
Since 1927, we have been a brand known for our commitment to safety, creating innovative cars that make life less complicated for our consumers. In 2010, we decided to transform our business, resulting in a totally new generation of cars and technologies, as well as steady growth and record sales. Today, we’re expanding our global footprint in Europe, China and the US, and we’re on the lookout for new talent.
We are constantly pushing our own skills and abilities to drive change in the automobile industry like never before. We are looking for innovative, committed people to join us in this endeavour and create safe, sustainable and connected cars. We believe in the power of people and will challenge and support you to reach your full potential. Join us and be part of Volvo Cars’ journey into the future.

We are building up Volvo Cars online sales capabilities and driving the shift towards direct consumer sales. Our aim is clear – to provide customers with modern, flexible and hassle-free ways to own a car, whether through a Care by Volvo subscription, lease, loan or cash. By that, shaping the future of the automotive industry.
At Volvo Cars, our vision is clear: "To be the world's most progressive and desired premium car brand”. We believe our global success will be driven by making life less complicated for people, while strengthening our commitment to safety, quality and the environment. We have bold targets when it comes to innovation, sales and customer satisfaction and to make this happen, we need talented people on board. People with passion, energy, and a commitment to customer satisfaction. People that want to help Volvo revolutionize the industry, by offering subscription services that take all the hassle out of car ownership. We will support you to reach your full potential. Join us on this exciting journey into the future.

Your mission
We are looking for someone to help build out our underwriting capabilities for large, complex automotive fleet relationships. The Business Lending Specialist will evaluate corporate business customers who wish to lease an entire fleet of vehicles. As part of the process, responsibilities will include analyzing financial statements, speaking with the customer’s management team and preparing internal credit memos to support their recommendation. In addition, the role requires monitoring of the active portfolio to ensure that the risk profile of onboarded customers is in line with expectations at origination
This is an exciting opportunity to be part of setting some fundamental building blocks for the Global Online Experience and be part of building a scalable business in an everchanging disruptive industry. To be successful we see that you can manage multiple stakeholders including customer needs and other functions that you have dependencies to. You have a holistic view to understand needs and like to solve problems. As a person you foster innovation as well as a doer that wants things done.

Skills and Qualifications:
•    A minimum of 2 – 4 years of credit analysis experience with a focus on underwriting companies. Assessing automotive fleet finance eligibility is a plus.
•    Professional experience working with operational teams in complex environments where policies and processes are not always fully defined.
•    A university education with a focus on finance, economics or business
•    Working proficiency and communication skills in verbal and written English; preferably working proficiency in another language

Location:Stockholm

Contact & Application
Please apply via the link provided by the 3rd of February. Applications and CV's will not be accepted via email. In this process, we work with continuous selection. If you have any questions regarding the position you are welcome to contact Head of Credir Risk, Sean Dougherty at sean@volvocars.com and/or People Experience Senior Recruiter, Simona Popencu at simona.popencu@volvocars.com