Credit Analyst

Qliro has a track record of delivering new products and services at an unmatched speed. We are active in an exciting intersection of the e-commerce, payment, and financial services markets. We target both leading online merchants and millions of Nordic consumers seeking superior digital payments and consumer finance products.

Qliro is growing and we are now looking for a Credit Analyst to the Credit Risk Management team. The ideal candidate has a passion for understanding what drives risk and profitability and is eager to develop us even further.

The Credit Risk Management team is responsible for the entire credit life cycle, from setting the underwriting strategy to monitoring of the portfolio performance and plays an essential role in driving profit and loss. As part of the team, you work in Qliro’s core business and have a direct impact on our success.

What you will do:

- You will have a key role in developing our credit strategies
- Strive to understand what drives risk and profitability in the portfolio, and how to balance the two
- Work closely together with not only other credit analysts, data scientists and engineers who develop new models, tools and credit rules but also close to our merchants
- Be part of a great and unpretentious team where everyone is highly skilled and motivated


We believe that our next Credit Analyst:

Is a fast learner with strong quantitative skills that thrives in a fast-paced and entrepreneurial environment together with other team members. We also believe that you are good at finding simple solutions to complex problems and see the value of building good relations all through the company to enable cross-team collaborations.



We also believe that you:

- Have a degree in finance, economics, mathematics, statistics, or physics
- Have worked as a credit analyst for preferably 1-2 years or have other experiences from working with data
- Have experience from working with SQL, R or another data analysis language
- Have a strong analytical mind and question assumptions
- Have a strong sense of responsibility, takes initiative, and has the skills and ambition to grow both individually as well as the responsibility area
- If you have experience from working with development teams, this is a plus


WOW in everything we do

We are currently transforming Qliro to cater for both the next levels of payment services to consumers and merchants as well as becoming a Digital Banking Platform. We do that by embracing technology, leverage partnerships, accelerate through data, empower sustainability, and drive outstanding consumer experience. Our goal is to be known as a trusted partner to merchants and to provide an exceptional digital banking experience for consumers - simply WOW.

As a team member, "a Qliroer," you will be offered to work in a dynamic and fast-paced Fintech environment. We thrive on challenges, personal growth and we have a culture that emphasizes learning and development embracing our core values. We believe that through collaboration and our everyday curiosity, we feel empowered and can take accountability. Together we work hard to create a workplace that is diverse and inclusive. We strive to empower our people to manage their time and work effectively and, wherever possible. We promote flexible working hours to help you juggle your everyday life and love the work you do.