Credit Analyst to Scania Finans AB

Scania is now undergoing a transformation from being a supplier of trucks, buses and engines to a supplier of complete and sustainable transport solutions.

Scania Finans AB is a company within Scania Financial Services (SFS) that offers financing and insurance solutions in seven markets in the Nordic and Baltic countries. Scania Finans has a credit portfolio of SEK 20 billion, the largest financing company within SFS. The company has about 100 employees, half of which are located at the head office in Södertälje.

Job Summary
As a Credit Analyst, you will work for the credit department and report to the Credit Manager. The credit department is responsible for the credit underwriting and credit risk management within SFA. Currently, the credit department consists of four credit analysts. The position is based at SFA’s head office in Södertälje, but we support workplace flexibility to maximise personal productivity and work-life balance.

Responsibilities
Your main responsibility will be to work in the daily credit underwriting process, making credit decisions for new and existing customers to SFA. The role of a Credit Analyst includes the following main tasks:


• Underwrite new credit applications and modify existing credit applications within delegated credit mandate.
• Analyse and present credit proposals for decisions by senior credit analysts and credit committees.
• Meet customers, Scania dealers and branch offices to keep up-to-date about customers and the transport business.
• Continuously contribute to the development of processes, systems and models that support the credit underwriting process.

Your profile:
To succeed in this position, we see that you are a structured person with an analytical mindset and strong numerical skills. You have strong personal integrity and well-developed interpersonal skills. Moreover, you have/are:


• University degree in business, economics or engineering or a similar level of education
• Minimum of three years of working experience within the financial services sector.
• Experience in making credit decisions within the delegated mandate and preparing recommendations for relevant decision-makers.
• Minimum 1-3 years of relevant working experience.
• Good knowledge of credit assessment and analysis of financial statements for small/medium and large private companies.
• Strong knowledge of the Office application suite, especially Excel, Word and Powerpoint.
• Good knowledge of Power BI.
• Fluent in written and spoken Swedish and English.

Knowledge of Banqsofts View suite is meritorious, as well as knowing other languages.

Additional information
For more information please contact Erik De Ciccio (Team Leader Credit Underwriting), erik.de.ciccio@scania.com.

Application:
Your application should include a CV and Cover letter. Please apply no later than November 23rd. A background check might be conducted for this position.

We look forward to receiving your application!

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Scania is a world-leading provider of transport solutions. Together with our partners and customers we are driving the shift towards a sustainable transport system. In 2020, we delivered 66,900 trucks, 5,200 buses as well as 11,000 industrial and marine power systems to our customers. Net sales totalled to over SEK 125 billion, of which over 20 percent were services-related. Founded in 1891, Scania now operates in more than 100 countries and employs some 50,000 people. Research and development are mainly concentrated in Sweden. Production takes place in Europe and Latin America with regional product centres in Africa, Asia and Eurasia. Scania is part of TRATON GROUP. For more information visit: www.scania.com.