Credit Manager

LeasePlan is a world leader in operational car leasing and one of the internationally leading players in fleet management. We currently have offices in 33 countries on four continents and we have 7,400 employees who together manage 1.6 million vehicles. Operations in Sweden started in 1995 and today LeasePlan Sweden is the market leader in operational leasing and fleet management with a total fleet of approximately 25,000 vehicles. LeasePlan Sweden offers complete cost-effective solutions for management, operation, financing, monitoring and control of the company's cars for the private as well as the public sector. In addition, practical services are offered such as maintenance / repairs, insurance, rental cars, fuel cards and comprehensive advice on the fleet.

Are you interested in taking the next step in your career with the future possibility of personal responsibility?



Purpose of the role:

We are looking of a creative, smart and driven individual to lead our credit risk department. The Credit Risk Manager will be responsible for shaping and leading the development of the credit risk area within LeasePlan. As a credit risk manager you will be handling a wired variety of challenging and complex work specialized in the assessment of merchant related risk with primary focus on credit risk and underwriting strategies. You will also be responsible for ensuring that LeasePlan is within the risk appetite, as well as continuously developing the credit risk model and policies.

The Credit Managers role also include building, driving and continuously improving the relationship with partners and stakeholders within LeasePlan and HQ as well as knowledge transfer. The Credit Manager role reports to the Risk Director. The role will in the long term include personnel responsibility. Therefore, we are searching for someone who believes she/he is ready for this type of responsibility.



Main Duties & Responsibilities:

The Credit Manager is responsible for (but not limited to):

* Preform credit assessment on new customers as well as review current ones.
* Assess and monitor the vendors information policy and standards requirements.
* Be the owner and driver of the Credit Committee.
* Development of the strategy and KPIs to successfully manage Credit risk appetite.
* Translate global policies and standards to match local procedures (when required)
* Organize & manage awareness sessions and workshops within the entity
* Monitoring/coordinating on credit risk incidents and taking appropriate action
* Monitoring/coordinating on credit reporting towards LPCorp.
* Miscellaneous tasks that RD delegates.



Knowledge/Skills:

Essential:

* Highly developed analytical, structured problem solving skills
* Ability to maintain effective working relationships;
* Ability to seek creative / further proof solutions;
* Ability to work towards challenging deadlines in a demanding environment
* Solid integrity;
* Flexible, pragmatic, enthusiastic and able to demonstrate common sense;
* Proven ability to deliver in a team environment;
* Excellent communication skills in English (both oral and written).



Desirable:



Qualifications:

* High interest in cars and car industry
* Insight in car market and different makes/models
* Risk awareness



Essential:

* University degree in a Business or Economics or equivalent knowledge thru work experience
* 4-5 years in car industry role preferably within Credit process
* Knowledge of the car market



Personal Attributes:

* Result driven personality
* Analytical
* Influencing and partnering locally and at group level
* Pro-activity and flexibility
* Team Player - Ability to work in a Diverse team
* Problem solving ability
* Passion for performance and learning
* Open & honest, with a high degree of personal integrity
* Can do attitude with a sense of urgency



What LeasePlan is offering:

* 30 vacation days
* Company bonus
* 2 days extra vacation days after five years of employment
* Discounts
* Lunch voucher SEK 1480/month for 11 months