Credit Risk Analyst

LeasePlan is a world leader in operational car leasing and one of the internationally leading players in fleet management. We currently have offices in 33 countries on four continents and we have 7,400 employees who together manage 1.6 million vehicles. Operations in Sweden started in 1995 and today LeasePlan Sweden is the market leader in operational leasing and fleet management with a total fleet of approximately 25,000 vehicles. LeasePlan Sweden offers complete cost-effective solutions for management, operation, financing, monitoring and control of the company's cars for the private as well as the public sector. In addition, practical services are offered such as maintenance / repairs, insurance, rental cars, fuel cards and comprehensive advice on the fleet.

Are you interested in taking the next step in your career with the future possibility of personal responsibility?

Purpose of the role:

The Credit Analyst is responsible for optimizing and supporting the development of the Credit process. The overall objective is to protect LPSE from signing with "unhealthy" customers and to monitor against all kind of credit threats regarding currently customer portfolio. And if deemed necessary mitigate measures, acting as a "4-eyes". The Credit Analysis also include building, driving and continuously improving the relationship with partners and stakeholders within LPSE and LPCorp, as well as working with knowledge transfer. In addition, the Credit Analyst will support in Compliance tasks. The Credit analyst role reports to the Risk Director.

We are looking for a creative, smart and driven individual that has high ambitions. If everything goes vell and we find a great match, we have high ambitions for this roll which in the long term could include personnel responsibility. Therefore, we are searching for someone who have ambitions that are in line with this.

Main Duties & Responsibilities:

The Credit Analyst is responsible for (but not limited to):

* Preform credit assessment on new customers as well as review current ones.
* Support the development of the Credit Committee.
* Support in the development of the strategy and KPIs to successfully manage Credit risk appetite
* Organise & manage awareness sessions and workshops within the entity
* Monitoring/coordinating on credit risk incidents and taking appropriate action
* Perform control testing and reporting to own local management and LPCorp.
* Support in the development and daily work of KPI / KRI.
* Miscellaneous tasks that RD delegates.

Knowledge/Skills:

Essential:

* Highly developed analytical, structured problem-solving skills
* Ability to maintain effective working relationships;
* Ability to seek creative / further proof solutions;
* Ability to work to challenging deadlines in demanding environment
* Solid integrity;
* Flexible, pragmatic, enthusiastic and able to demonstrate common sense;
* Demonstrated/Proven ability to deliver in a team environment;
* Excellent communication skills in English and Swedish (both oral and written).

Desirable:

Qualifications:

* High interest in cars and car industry
* Insight in car market and different makes/models
* Risk awareness

Essential:

* University degree in a Business or Economics or equivalent knowledge thru work experience
* 3-5 years in car industry role preferably within Credit process
* Knowledge of the car market

Personal Attributes:

* Result driven personality
* Analytical
* Influencing and partnering locally and at group level
* Pro-activity and flexibility
* Team Player - Ability to work in a Diverse team
* Problem solving ability
* Passion for performance and learning
* Open & honest, with a high degree of personal integrity
* Can do attitude with a sense of urgency