Credit Risk Model Analyst in Nordea Finance with Credit Decision Solutions

Nordea is a leading Nordic universal bank. We are helping our customers realise their dreams and aspirations – and we have done that for 200 years. We want to make a real difference for our customers and the communities where we operate – by being a strong and personal financial partner.

Job ID: 4247 
 Are you our new talent? Credit Decision Solutions in Nordea Finance is now looking for a Credit Risk Model Analysts with strong background and understanding of the credit processes, IT systems and data. 
 Would you like to be part of a team that is exploring new and evolving technology, enhancing the information we utilize to improve automation in our Credit Decision Engines? We are now looking for a Credit Risk Model Analyst that will take ownership of the Credit Engine in Nordea Finance Sweden.
 At Nordea, we see that the world is changing fast – and we want to be one step ahead of the curve. That’s why we’re deeply committed to providing the financial solutions of tomorrow to our customers. We’re creating an agile environment where we experiment and grow together – and we need your ideas and unique background. With us, you’ll be in good company with a chance to make your mark on something bigger. 
About this opportunity
Welcome to Credit Decision Solutions in the Nordea Finance Group Credit Risk Management team. We add value by improving our credit decision engines, through implementing new data sources, credit process optimization and portfolio monitoring and analysis. As a Credit Risk Model Analyst, you’ll play a valuable role in migrating our credit decision engines to the Global Credit Decision Platform, increase the quality of our credit decisions and improve automated credit decision rates.
 In Credit Decision Solutions within Nordea Finance we work with both corporate and retail customers, across all business lines: Car Finance, Retail Finance, Equipment Finance and Receivables Finance (Factoring). We are a small but effective team, and through working within Credit Decision Solutions you will get exposed to a wide range of Credit Risk related topics.   
 What you’ll be doing:
• Be the owner of automated credit decisions in Nordea Finance Sweden
• Explore opportunities to enhance the data we use for our automated credit decisions  
• Collaborate closely with the Credit Risk Management teams in Nordea Finance, as well as key stakeholders in Business lines to streamline the customer journey and increase automation
• Explore opportunities with new data sources, internal and external, such as data from credit agencies, Nordea Rating Models and PSD2
• Find solutions to complex business challenges
• Be part of Credit & Risk Agile Release Train developing our Global Credit Decision Platform
You’ll join a team of independent, self-driven and very experienced Credit & Risk people. The role is based in Stockholm, Smålandsgatan.  
Who you are
 Collaboration. Ownership. Passion. Courage. These are the values that guide us in being at our best – and that we imagine you share with us.  
 To succeed in this role, we believe that you:
• Should be committed, self-driven, self-motivated and hardworking
• Should have the ability to work in a team as well as individually when required
• Should be loyal to the organization and have an ambition to grow with the organization
Your experience and background: 
• Should hold Bachelor or Masters degree. Candidates would ideally have experience with subjects such as Economics, Mathematics, Statistics, Management Science, Data Science, IT or similar
• Should have strong understanding of credit process and IT systems
• Experience with processing data, statistical methods
•Understanding of and experience with Credit Risk
•Good logical, analytical and numerical skills

If this sounds like you, get in touch!

Next steps

Submit your application no later than 07/02/2022. For more information, you’re welcome to contact Halvor Friisk, Nordea Finance, Halvor.Friisk@nordea.no

At Nordea, we know that an inclusive workplace is a sustainable workplace. We deeply believe that our diverse backgrounds, experiences, characteristics and traits make us better at serving customers and communities. So please come as you are.
Please be aware that any applications or CVs coming through email or direct messages will not be accepted or considered.