Credit Risk Specialist

About Entercard
Entercard is one of Scandinavia's leading credit market companies with over 2 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions.
We are present in Norway, Sweden, and Denmark and have 450 dedicated employees.
The Risk control function supports the business operations with independent supervision and advice and is following up on risk to which the business is exposed or could perceptibly become exposed to. It is a second line function and therefore responsible for ensuring that Entercard has a sound risk framework containing strategies, processes, procedures, internal rules, limits, controls, and reporting procedures. Together we support Entercard to identify, measure, govern, internally report and exercise control of risks. Now we're looking for a Credit Risk Specialist with focus on model validation to join the team.
What you'll be doing
Perform model validation of mainly credit risk models on a regular basis and report the results to the Model Forum
Develop the methodology for model validation, both in terms of improving the statistical methodology and optimizing the SAS code.
Perform regular and ad-hoc analysis of mainly credit risks.
Support in the preparation of regular risk reporting to senior management and the board
Perform independent internal monitoring of 1st line of defence.

To succeed in this role, you need to:
Have a university degree in relevant field, e.g. Finance, Economics or Engineering.
Preferably have a few years of relevant experience of quantitative analysis in a bank or financial institution, or as a consultant.
Have good knowledge of methodologies and models for measuring credit risk.
Have good knowledge of statistical methodologies in general.
Be curious and eager to learn and have a structured way of working.
Have strong analytical skills and excellent knowledge in at least one programming language. Knowledge in SAS is an advantage.
Have strong communication skills, be proactive, have a flexible mindset, and be proud to call yourself a team player.
Have good verbal and written communication skills in English.

The team/workplace
At Entercard, we believe in collaboration and the strength of diversity. Among our employees, there are 40 different nationalities, who contribute with new knowledge and cultural experiences.
Our culture is strongly characterized by our core values: passionate, innovative, and genuine. They reflect everything we do, how we work, and how we respond to customers. We believe that diversity, analytical capabilities, and dedicated employees drive development and growth.
For more information please contact Fredrik Sigte, Head of Financial Risk (+46727383847).