Credit risk specialist to Entercard

"Our culture is strongly characterized by our core values: passionate, innovative, and genuine. They reflect everything we do, how we work, and how we respond to customers. We believe that diversity, analytical capabilities, and dedicated employees drive development and growth."

OM TJÄNSTEN
As a Credit risk specialist you will be a part of the Financial Risk team within Risk Control. The Risk Control function conducts independent supervision and follow-up on risks to which the business is exposed or could perceptibly become exposed. At the same time, the Risk Control function also supports and advices the business. It is a 2nd LoD function and therefore responsible for ensuring that Entercard has a sound risk framework containing strategies, processes, procedures, internal rules, limits, controls, and reporting procedures. Together they support Entercard to identify, measure, govern and internally report risks.

The culture is strongly characterized by their core values: passionate, innovative, and genuine. Entercard believes that diversity, analytical capabilities, and dedicated employees drive development and growth.

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You are offered


* A dynamic work environment with engaged colleagues and varied tasks
* Flexibility to work remotely part of week
* Working with colleagues with 40 different nationalities


ARBETSUPPGIFTER
- Continuously assess and analyse the credit risks in Entercard’s cards and loans portfolios
- Perform and continuously improve the independent credit risk reporting to Senior Management and the Board
- Develop and improve the overall limit framework for credit risks
- Perform and continuously improve the regular quantitative model validation for mainly underwriting models, and present validation results In Entercard's Model Forum
- Review business proposals related to credit risk
- Contribute with credit risk expertise in ICAAP, FRP and different stress testing activities
- Perform independent qualitative monitoring of 1stLoD

VI SÖKER DIG SOM
- A University degree in relevant field, e.g. Finance, Economics, Mathematics, Statistics, Engineering or equivalent
- Minimum of 1 year of work experience of quantitative analysis from a bank or financial institution or as a consultant, preferably with exposure to consumer financing
- Strong programming skills in SAS, Python or similar as well as proficiency in Excel
- Good understanding of credit risk models and methodologies
- Strong verbal and written communication skills in English

You are able to take ownership and drive your tasks while also being a team player. You and are comfortable to challenge and be challenged by your colleagues. You have strong analytical skills and enjoys quantitative work. You are curious and have a structured way of working.

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In this recruitment, we will also place great emphasis on your personal skills. The competencies we see as particularly important are:

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* Thorough
* Solutions oriented
* Self reliant
* Communicative


The recruitment process will include:


* Telephone interview with Academic Work (15 min)
* Competence-based interview with Academic Work (approx. 1 hour)
* Interview with Entercard + Case
* Second interview with Entercard
* Reference making + decision + background check


Other information

This recruitment process is conducted by Academic Work. Our selection process is continuous and the advert may close before the recruitment process is completed if we have moved forward to the screening or interview phase.

We do not accept applications via email, but if you have specific questions about the service, these are answered at stn05@academicwork.se during office hours.

INFORMATION OM FÖRETAGET
Entercard is one of Scandinavias leading consumer credit companies with over 2 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers everyday lives easier by offering smart and responsible payment and financing solutions.