Finnish Speaking Credit Officer

Responsibility

Credit Officer is responsible for the execution and handling of the department's cases.
The tasks must be performed with a high degree of service, expertise, and cooperation to ensure that our daily delivery is in accordance with current laws, regulations, cooperation agreements and agreed SLA.'
The Credit Officer will contribute to identifying, sharing, and implementing "best practices" in the department, as well as being a resource and supporter for the Team Lead.
he Credit Officer is responsible for working towards the goals set for the business. For example, update routines and process descriptions for operations.
The main tasks are stated in the job description, but the employee may be required to perform other tasks than those stated in the job description.


Tasks

 Handle loan applications
   Make relevant document control before disbursement of loans
   Customer handling and follow-up of existing customers
  Retention, work pro-actively to keep current customers
   Handle customer service through phone and other channels
  1st line Broker contact
 Handle payments (incoming and outgoing Handle deceased accounts (SE & FI)
PPI (handle payments and communication with AmTrust)
  Handle incident reporting, complaints, and execution of internal controls
Post and administration


Competence

A high school diploma or equivalent required
Minimum 1 year of related experience within banking, finance, or debt collection
Knowledgeable in underwriting, customer services and/or collection processes
Good communicational skills oral and in writing in native language and in English


Characteristics

High internal drive and motivation
 Resilient and able to stay motivated in a challenging environment
Positive and “can do” mindset
 Thorough and able to manage on a detailed level
Excellent team player
Analytic person


Working Environment & Cooperation

All employees have a responsibility to contribute to a good working environment and work in accordance with the Working Environment Policy at any time. The work is carried out in the office environment and travel in the service occurs. Credit Officer has contact with all departments within the Group. The position also has contact with internal and external suppliers, partners, customers, and authorities.

Reporting and Mandate

Credit Officer reports to the Team Lead. Other decision mandates as expressed in Avida’s Policies and procedure manual.