Global Credit Specialist

Who are we?
Everything we do starts with people. Our purpose is to provide freedom to move, in a personal, sustainable and safe way. We are committed to simplifying our customers’ lives by offering better technology solutions that improve their impact on the world and bringing the most advanced mobility innovations to protect them, their loved ones and the people around them. 

Volvo Cars’ continued success is the result of a collaborative, diverse, and inclusive working environment. The people of Volvo Cars are committed to making a difference in our world. Today, we are one of the most well-known and respected car brands, with over 40,000 employees across the globe. We believe in bringing out the best in each other and harnessing the true power of people. At Volvo Cars your career is designed around your talents and aspirations so you can reach your full potential. Join us on a journey of a lifetime as we create safety, autonomous driving and electrification technologies of tomorrow.

What’s in it for you?
Care by Volvo is a unique premium subscription service that we are developing, and by that shaping the future of the automotive industry. We have one clear aim – to give our consumers back more time to do the things they love. Welcome to a completely new way of accessing a car, where a hassle-free, flexible monthly subscription is all you need.

We are looking for a truly passionate product and brand ambassador for Care by Volvo leasing model within our online business, to join our growing team based at Volvo Cars in Stockholm. Using your extensize data analytics capabilities, you will enable us to unlock ways to drive positive change and growth within customer onboarding. In this role you will report to the Head of Credit Risk and we are located in Stockholm, Sweden.

What you’ll do
As a Credit Risk Specialist, you will analyze and manage our product portfolio from a credit risk perspective. You will make sure our policies are in line with the company risk appetite and find ways to optimize it, with the aim to improve our decision quality and automation, explore sales opportunities, improve customers experience, reduce lead times, among others.

You will also
* Proactively provide insights and recommendations to reach the above mentioned.
* Use statistical analysis tools to develop automated, real-time credit decisioning strategies.
* Participate in projects and activities in line with the Credit Risk team’s priorities, sometimes supporting and sometimes leading, to achieve shared goals, using a variety of analysis and problem-solving techniques.
* Conduct projects within Credit Risk area such as launching new markets/products, piloting new solutions or new data sources, improving processes.
* Maintain the relationship with credit bureaus and other third party suppliers.
* Suggest and implement improvements to the internal reporting system and KPIs.
* Work collaboratively with other colleagues in the team and from other teams.


Do you fit the profile?
We are looking for ambitious people with significant drive! We need problem solvers, initiative takers, people that see opportunities and potential to improve. You should be passionate about your job and enjoy a fast paced international working environment.

You will play an important role in taking Volvo to the next level - thus, you should desire to go above and beyond to deliver and grow as an individual. At Volvo we embrace change, you should dare to challenge the status quo and be persistent in doing so.

And this is your profile
A suitable education would be in Statistics, Mathematics, Engineering, Economics, Sciences, at BSc-level or above. You have obtained some years of work experience related to analytics decisioning, such as B2C credit risk management, with familiarity with e-identification tools and credit bureaus across different markets and automated decision engine solutions.

We value experience in the entire Analytics lifecycle, from requirements gathering, data extraction, manipulation and analysis to sharing insights and advising on decision making as well as implementing changes. You also have an understanding of the underlying business and the need of calibration to reach the agreed balance between risk and revenue.

Furthermore you have a track record of leading projects and initiatives, setting goals and achieving results. You are proficient in SQL with the ability to analyze large quantities of data with statistical analysis tools. Experience in Snowflake, Power BI and data visualization skills is a plus.

At last, you have working proficiency and communication skills in English, verbal and written. As a person, you are a curious team player, who enjoys learning how the business work end-to-end.

How to learn more and apply?
Does this sound like your next challenge? Please apply for this position through our portal no later than October 19th, enclose CV and Cover letter written in English. Note that due to GDPR we don’t accept application through e-mail. Selections will be running continuously.

If you have additional questions regarding this opportunity you are welcome to Head of Credit Risk Sean Dougherty at sean.dougherty@volvocars.com. For questions regarding the recruitment process please contact senior recruiter Malin Westman at malin.westman@volvocars.com