Global Credit Specialist

Who are we?
Volvo Cars is a company on a mission; to bring traditional car manufacturing into a connected, sustainable and smart future.
Since 1927, we have been a brand known for our commitment to safety, creating innovative cars that make life less complicated for our consumers. In 2010, we decided to transform our business, resulting in a totally new generation of cars and technologies, as well as steady growth and record sales. Today, we’re expanding our global footprint in Europe, China and the US, and we’re on the lookout for new talent.
We are constantly pushing our own skills and abilities to drive change in the automobile industry like never before. We are looking for innovative, committed people to join us in this endeavour and create safe, sustainable and connected cars. We believe in the power of people and will challenge and support you to reach your full potential. Join us and be part of Volvo Cars’ journey into the future.

What’s in it for you?
Care by Volvo is a unique premium subscription service that we are developing, and by that shaping the future of the automotive industry. We have one clear aim – to give our consumers back more time to do the things they love. Welcome to a completely new way of accessing a car, where a hassle-free, flexible monthly subscription is all you need. We are looking for a truly passionate product and brand ambassador for Care by Volvo leasing model within our online business, to join our growing team based at Volvo Cars in Stockholm. Using your extensize data analytics capabilities, you will enable us to unlock ways to drive positive change and growth within customer onboarding.
In this role you will report to the Head of Credit Risk.

What you’ll do
As a Credit Risk Specialist, you will analyze and manage our product portfolio from a credit risk perspective. You will make sure our policies are in line with the company risk appetite and find ways to optimize it, with the aim to improve our decision quality and automation, explore sales opportunities, improve customers experience, reduce lead times, among others.

You will also
•    Proactively provide insights and recommendations to reach the above mentioned.
•    Use statistical analysis tools to develop automated, real-time credit decisioning strategies.
•    Participate in projects and activities in line with the Credit Risk team’s priorities, sometimes supporting and sometimes leading, to achieve shared goals, using a variety of analysis and problem-solving techniques.
•    Conduct projects within Credit Risk area such as launching new markets/products, piloting new solutions or new data sources, improving processes.
•    Maintain the relationship with credit bureaus and other third party suppliers.
•    Suggest and implement improvements to the internal reporting system and KPIs.
•    Work collaboratively with other colleagues in the team and from other teams.

Do you fit the profile?
We are looking for ambitious people with significant drive! We need problem solvers, initiative takers, people that see opportunities and potential to improve. You should be passionate about your job and enjoy a fast paced international working environment. You will play an important role in taking Volvo to the next level - thus, you should desire to go above and beyond to deliver and grow as an individual. At Volvo we embrace change, you should dare to challenge the status quo and be persistent in doing so.  

We believe that your background and skills include
•    Suitable education (BSc/MSc/PhD in Statistics, Mathematics, Engineering, Economics, Sciences or the equivalent).
•    3 - 7 years of work experience related to analytics decisioning.
•    Preference towards those with B2C credit risk and/or fraud management experience.
•    Experience in the entire Analytics lifecycle, from requirements gathering, data extraction, manipulation and analysis to sharing insights and advising on decision making as well as implementing changes.
•    Understanding of the underlying business and the need of calibration to reach the agreed balance between risk and revenue.
•    Track record of leading projects and initiatives, setting goals and achieving results.
•    Proficiency in SQL with the ability to analyze large quantities of data with statistical analysis tools.
•    Snowflake, Power BI and data visualization skills is a plus.
•    Working proficiency and communication skills in English, verbal and written 
•    As a person, you are curious, a team player, and enjoy learning how the business work end-to-end,
Location, Stockholm, Sweden