Merchant Underwriter

Qliro is looking for a Merchant Underwriter to join the Financial Crime team.

The Financial Crime team have the overall responsibility for Qliro’s efforts to prevent financial crime, which includes the areas Fraud and AML/CTF (Anti Money Laundering and Counter Terrorist Financing). The team also have the responsibility for merchant acceptance and monitoring from Fraud, AML/CTF and Credit perspective. The team works closely with several other teams in Qliro to ensure efficient prevention.

Today the team consists of two persons:

- Financial Crime Manager with overall responsibility for all tasks.

- Financial Crime Officer with focus on Fraud and AML/CTF.

As a Merchant Underwriter your main tasks will be:

- Analyze and make recommendations for new merchants for Credit Committee decisions. This includes a basic analysis of the merchant’s financial situation.

- Perform the final Fraud, AML/CTF and Credit check and sign-off, including KYC (Know-Your-Customer) measures, on merchants as part of the onboarding process.

- Set up parameters for monitoring of merchants from a Fraud, AML/CTF and Credit perspective.

- Monitor merchant ownership and financial situation, merchant website content and merchant transaction behavior, using internal and external tools, and take investigative action when necessary.

- Produce periodic reports of counterparty risk overview covering all merchants.

- Produce other aggregated reports on merchants as needed.

- Perform periodic updates of KYC for all merchants.

- Support the Financial Crime Team in other tasks when needed.

Your profile:

- A genuine interest in the tasks described.

- Curious, structured, analytical, quality-oriented, eye for details.

- Good collaboration and communication skills

- Without being an expert, you have to be able to have a legal perspective, a business perspective and a customer perspective and to balance those perspectives.

- Good at exploring and learning how to use new systems without complete instructions.

- Fairly experienced Excel user.

- Basic knowledge of corporate financial analysis/credit assessment.

- Basic knowledge of SQL. Or ability and willingness to build that knowledge quickly.

- Previous AML experience, especially in the field of merchant KYC, is a merit.

WOW in everything we do

Qliro is the place for you who are curious, passionate and love collaboration. Together we have the power to create wow in everything we do. Feel comfortable being you, bringing your own unique perspectives. At Qliro there is a place for you whoever you are. Differences are a strength.

We love flexibility and remote work, we also believe in the power of meeting in real life. With a mix of working remote and collaborating in the office, we believe in a flexible workplace that suits you and Qliro.