Senior Analyst Credit & Risk VFS Nordics

Are you looking for a Great Place to Work? You should consider us…
Volvo Financial Services Region Europe North & Central.


Being part of our team means that you’re working with a very diverse group of passionate, enthusiastic and highly skilled professionals. We’re so awesome that we’ve won the” Great Place to Work ” award three times, latest in 2021. We hire great people from a wide variety of backgrounds, not just because it’s the right thing to do, but because it makes our company stronger.


We are now looking for a Senior Analyst Credit & Risk for our VFS Nordics Markets


Who we are?


VFS is a Volvo Group Business Area and the global financial services provider of the Volvo Group. We continue our transformation journey to further improve performance and deliver the best customer experience in the industry. We help customers to transition to sustainable solutions and we collectively move forward with E-Mobility financing solutions across the various transportation segments supported by the Volvo Group.
Our Region includes 10 markets: Sweden, Norway, Denmark, Finland, Germany, Switzerland, Austria, Belgium, Netherlands and Luxemburg. VFS Nordic Market (Sweden, Denmark, Norway and Finland). The Nordic Market manages a total credit portfolio of approximately 13Bn SEK.


The Role..


The Senior Analyst Credit & Risk is responsible for preparing credit assessments of larger transactions for relevant Credit Committees but also underwriting new business under individual credit delegation or as voting member in various credit committees.
The Business Analyst also plays an important role in the quality assurance and continuous improvement of credit and risk processes. In addition, he/she is responsible for monitoring and reporting activities related to the performance of the Nordic credit portfolios.




To be a strong candidate, you are analytical with a structured and proactive working style. You are a team player, driving results together with your colleagues with the business and customers in focus.
We offer an interesting role at our Göteborg office that combines credit analysis and risk management with credit portfolio controlling and improvement projects. You will work closely with the Credit and Risk teams in the local markets and be part of a competent and pleasant working environment.
The position reports to the Director Credit & Risk, Nordic Market.


Your Responsibilities…
Secure timely, accurate and efficient preparation of credit applications for larger transactions, including analyses and recommendation rationale
Underwriting new business under individual delegation
Participation in credit committees as voting member
Responsible for follow-up and renewal of large credit lines and nonstandard financing programs
Participate in designing and maintaining Nordic underwriting directives and procedures including compliance with relevant framework, internal as well as external
Monthly and quarterly Credit & Risk reporting
Participate in process development and related projects across the Nordic countries and cross functionally within VFS

We are Looking for the Following Education and Experience…
University degree or MBA in finance, controlling or equivalent
Perennial experience from working with Credit in the finance/leasing industry
Experience in working in an international environment

In this Position You Will Also Need…
Innovative problem solving and strong analytical and quantitative abilities
Self-organization and strong commitment to get your own tasks done
Strong verbal and written communication skills in English and one of the other Scandinavian languages (Danish, Norwegian, Swedish) is a must.
Analytical skills overall, specifically financial analysis
Customer focused with a service and solution-oriented mind-set
Proven team player with a demonstrated ability to coordinate and involve others

For more information please contact


Håkan Axelsson, Director Credit & Risk, +46 765 53 64 55




At VFS Region Europe North & Central we are actively working to establish groupings that will take maximum advantage of the strength inherent in differences in knowledge, experience, age, gender and nationality, etc. We find that well-balanced working groups increases group dynamics, creativity and new approaches to solutions.


Kindly note that due to GDPR, we will not accept applications via mail. Please use our career site.