Senior Risk Control Manager

About Klarna
Klarna was founded in Stockholm, Sweden in 2005. Since then we've changed the banking industry forever. And now we're creating the world's smoothest shopping experience. We serve over 90 million consumers worldwide, and partner with 250,000 merchants – with a new merchant joining us every 8 minutes. Including some of the world's leading brands, such as H&M, ASOS, IKEA, Adidas, Samsung and Lufthansa. Our offices are spread over 17 different markets, hosted by 5000+ employees from 100+ nationalities.
Klarna strives to become the world’s favourite way to buy, and you can contribute to reaching this goal! We are looking to hire great people, who are passionate about using their talents to generate success. Analytics is no exception! We are currently looking to grow our Analytics teams to satisfy the company’s ever-increasing need for complex problem solving and data-driven decision making.
Who you are
We are looking for ambitious people with significant drive! We need problem solvers, initiative takers, people that see opportunities and potential to improve. You should be passionate about your job and enjoy a fast-paced international working environment. You will play an important role in taking Klarna to the next level - thus, you should desire to go above and beyond to deliver and grow as an individual. At Klarna we embrace change, you should dare to challenge the status quo and be persistent in doing so.
What you will do
As a Risk Investigator, you are expected to deeply immerse yourself into topics and areas where we have identified increased risk across the organisation. The objective is to establish the root cause and most importantly recommendations to avoid reoccurrence to ensure that the business acts within the set risk appetite set by the board and CEO.
Your accountability line will be within the 2:nd line of defense led by Klarnas CRO and your competence line will belong to the Analytic competence.
Since Klarna is a data-driven company, decisions are based on facts and not opinions, which suits this role very well. The analytics competencies are integrated within the organisation and a key function in many different areas - some examples of the other are; finance, fraud, HR, product development, and sales. Even if Analytics is applied in many different areas there are some things that all analysts have in common: a strong drive combined with analytical skills and a great team spirit! As your career develops you will develop expertise in certain areas.
However, there are a number of core skills shared by all analysts at Klarna. Klarnauts in the Analytics Competence have the ability to apply the following approach:
Create structure in disordered information/data
Manipulate and explore data
Analyse problems to understand their root cause
Design and implement strategies in a rapidly evolving industry
Generate insights and recommendations
Communicate insights and recommendations
Design and improve processes
Ability to find data and information in collaboration with other people and teams
Identify improvement areas in several functional areas
Apply both a helicopter perspective as well as have the ability to go into details
Create structure in disordered information/data
Manipulate and explore data Analyse problems to understand their root cause
Communicate insights and recommendations
Ability to find data and information in collaboration with other people and teams
Identify improvement areas in several functional areas
Apply both a helicopter perspective as well as have the ability to go into details



The opportunity: Senior Risk Manager
Drive the continuous improvement of Klarna’s risk management processes and integrate it to Klarna’s operating model that is designed to enable high speed, flow, and quality
Support and guide the business in strategic business decisions from a risk perspective
Perform analysis to establish areas of concern across our key enterprise risks
Lead and perform investigations or "deep dives" into key risk events/areas of concern to provide the organization with insight and guidance to ensure financial accuracy, adherence to governance, internal risk control, and regulatory compliance
Examine and recommend improvement areas for operating practices and financial and risk management processes of the organisation to ensure we are operating within risk appetite
Audit and follow up on adherence and progress of the risk management processes and recommendations accepted within the business units

You should have
A degree from a university in a numerate subject (e.g. Economics, Science, Engineering, or Business)
Applicable work experience in a risk management function or consulting/audit environment of +5 years
Working proficiency and communication skills in verbal and written English
Strong attention to detail and experience in using structured approaches to problem-solving
Strong analytical thinking abilities and a problem-solving mindset
Significant drive and ambition
Strong conceptual ability

You might also have
Strong attention to detail and experience in using structured approaches to problem-solving
Significant drive and ambition
Strong conceptual ability
Preferably an understanding of how to perform data extraction and manipulation, as well as programming languages is a plus (SQL, R, Python, MatLab, Java, C#, etc…)
Strong skills at owning complex projects with stakeholder management
Operate well under pressure and with high amounts of ambiguity
Experience with presenting/reporting complex data in a simple way

How to apply
Send over a CV in English.
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Klarna is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates. Please refrain from including your picture and age with your application.